File your 1099s from your own desk.

Windows software that prepares 29 information returns and the copies your payees are owed, then hands you the file you upload to the IRS yourself.

Download for Windows See how it works

Tax years 2025 and 2026. $199 a year for as many payees and returns as you like. You file under your own Transmitter Control Code, so read Before you buy first.

What it does

Everything between your books and the file the IRS accepts, including the paperwork your payees are owed.

1099-NECContractor and service payments
1099-MISCRents, royalties, attorney proceeds, and other
1099-INTInterest paid
1099-DIVDividends and distributions
1099-RRetirement and pension distributions
1099-BBroker and barter exchange transactions
1099-SReal estate closings
1099-GGovernment payments, grants and refunds
1099-OIDOriginal issue discount
1099-AAcquisition or abandonment of secured property
1099-CCancellation of debt
1099-KPayment card and third party network payments
1098Mortgage interest received
1098-TTuition payments
1098-EStudent loan interest received
1099-SAHSA and MSA distributions
1099-QEducation program distributions
1099-PATRCooperative distributions to patrons
W-2GGambling winnings
5498-SAHSA and MSA contributions
5498IRA contributions and fair market value
3921Incentive stock option exercises
3922Employee stock purchase plan transfers
1099-QAABLE account distributions
1099-LSReportable life insurance sales
1099-SBSeller's investment in a life insurance contract
1099-CAPChanges in corporate control or capital structure
5498-ESACoverdell ESA contributions
5498-QAABLE account contributions

All 29 produce payee statements and take corrections, and the price is the same whichever you file. Nine other forms exist but aren't here, because the IRS hasn't published a portal template for them yet: 1097-BTC, 1098-C, 1098-F, 1098-Q, 1098-VLI, 1099-DA, 1099-LPS, 1099-LTC and 5498-TA. Ask if you need one and we'll tell you where it stands.

The upload file, built for you

Enter the returns and get the CSV the IRS Taxpayer Portal expects, in their layout. No hand-formatting a spreadsheet and guessing at the column order.

Checked before you file

Every return is validated against the IRS rules as you enter it. Bad TINs, missing addresses and amounts that contradict each other show up on your screen instead of in a rejection notice weeks later.

Payee statements

Recipient copies as print-ready PDFs that follow the IRS rules for substitute statements, with the payee's TIN truncated on the copy that travels by post.

Corrections

Got a number wrong, or did the IRS reject a record? File a correction against the original without rebuilding the batch by hand.

TIN matching

Build the IRS Bulk TIN Matching file for your whole payee list, upload it to e-Services under your own enrollment, and load the answers straight back in. Each result lands on the payee it belongs to.

Import what you have

Bring payees in from a spreadsheet, check them over, and keep them for next year. Last season's list is the starting point for this one.

Your data stays yours

Everything lives in one file on your own disk. No account, no sign-in, and no server of ours holding your payees' taxpayer identification numbers. The software doesn't phone home.

How it works

Five steps, and you do the last one in the IRS portal.

Install it

One installer, nothing to configure. It opens in your browser but runs entirely on your own machine.
Add your payees

Type them in or import a spreadsheet. Names, addresses and TINs are checked as you go.
Enter the amounts

One form per payee, laid out like the paper form so you can check it against your books.
Build the file and the copies

The portal CSV and the payee PDFs come out together. What the IRS would reject, you see first.
Upload it yourself

Sign in to the IRS Taxpayer Portal, upload the CSV, and read the acknowledgement there.

Before you buy

This edition files under your credentials, not ours. That's the whole design, and it rules some people out. Check both columns.

You need

Windows and your own IRS access

Windows 10 or 11, 64-bit
An IRS IRIS Taxpayer Portal account
Your own Transmitter Control Code
Somebody willing to click Upload once per batch

If you don't have a TCC yet, apply early. The IRS application is free and it is not quick, so starting it in January is starting it too late.

It won't

Do the things that need our credentials

Transmit to the IRS for you
Contact the IRS at all, for anything
Email or post the payee copies
Handle Combined Federal/State Filing

State withholding boxes are filled on the return, but the IRS portal route doesn't forward a copy to your state. A state that wants its own filing still needs one.

Pricing

One price a year. Not per return, not per payee, not per form.

License	Price
One tax year, unlimited payers and returns	$199

Try it before you pay. Download it, enter your payees, enter the amounts, and check the whole batch. The only thing a license unlocks is producing the upload file, so you find out whether the software suits you with your real data and your work saved, rather than on a feature list.

No per-return charge Twelve 1099-NECs or twelve thousand costs the same.

No activation The license is a key you paste in. It doesn't call us, so it works on a locked-down machine and keeps working if we're offline.

A year is a filing season The license names the tax years it covers, because the forms change every year and a hard expiry date could strand you mid-January.

Nothing monthly No subscription and nothing to cancel. Let it lapse and the software keeps your data, it just stops building new upload files.

To buy a license, write to info@1099-help.com with your business name and the tax year you need. We invoice, then send your key.

Download for Windows